Galaxy Health Product Matrix
Ultimate Enhanced Advisor Product Positioning Tool (2026 Edition)
Customer Sophistication ↑
Entry Level
Galaxy Aarogya Sanjeevani
Core Health Cover
Galaxy Promise
Premium Segment
Galaxy Privilege
Coverage Booster
Galaxy Top Up
Wellness Driven
Galaxy Marvel
Integrated Healthcare
Galaxy Twin 360
Income Protection
Personal Accident Shield
Critical Illness
Galaxy Guardian
Women-Centric
Galaxy Empower
OPD Rider
Galaxy Smart Outpatient
Core Health Cover
Galaxy Plus
Rider
Unlimited Automatic Restoration Rider
Rider
Consumables Rider
Rider
Galaxy Companion Rider
Coverage Depth →
Advisor Insight
Click any product in the matrix to see enhanced positioning insights, including key benefits, eligibility, strategic advice, and 2026 updates.
India Insurance Protection Pyramid (2026)
Metro Cities (Bengaluru, Mumbai, Delhi…):
Critical Illness
₹25L–₹50L
Personal Accident
₹1Cr
Super Top-Up
₹1Cr+
Base Health
₹10L–₹15L
Employer / Govt Scheme
Tier-2 Cities (Mysuru, Coimbatore, Nagpur…):
Critical Illness
₹10L–₹25L
Personal Accident
₹50L–₹1Cr
Super Top-Up
₹50L
Base Health
₹10L
Govt / Employer Cover
Tier-3 & Rural:
Personal Accident
₹25L–₹50L
Top-Up Cover
₹25L
Base Health
₹5L
Govt Scheme (Ayushman etc.)