SWP grok 1

Advanced Debt-Equity Hybrid Withdrawal Calculator

Initial Corpus

Initial Fund 1 Amount (₹)

Initial Fund 2 Amount (₹)

Initial Debt Amount (₹)

Simulation Duration (Years)

Withdrawal Plan

Target Monthly Withdrawal (₹)

Start Year

Frequency Monthly Quarterly Annually

Annual Increase Rate (%)

Stop Increases After (Years)

Fund Performance

Fund 1 Expected Return (%)

Fund 1 Volatility (%)

Fund 2 Expected Return (%)

Fund 2 Volatility (%)

Debt Expected Return (%)

Debt Volatility (%)

Tax Rates

Equity LTCG Tax Rate (%)

Debt LTCG Tax Rate (%)

Dividend Tax Rate (%)

Additional Contributions / Withdrawals

Amount (₹)	Type	Start Year	Stop Year	Frequency	Allocation	Step-Up	Action
	SIP Lumpsum Addition Lumpsum Withdrawal			Monthly Quarterly Annually One-time	Fund 1 Fund 2 Debt Fund	None Fixed Amount Percentage

STP from TMF to Equity/Debt

Monthly STP Amount (₹)

Source Fund Fund 1 Fund 2

Target Fund Fund 1 Fund 2 Debt Fund

Start Year

Stop Year

Stress Test Scenarios

Simulate Market Drop

Year of Drop

Drop Magnitude (%)

Simulate Sideways Market

Start Year

End Year

Return During Sideways Market (%)

Simulation Results